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Judy Fithian, REALTORŪ, real estate agent and broker for Blacksburg and Christiansburg Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 540-818-5839 (Judy).
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First Time Homebuyers: Blacksburg and Christiansburg Virginia home buying, real estate listings, and homes for sale in Montgomery                     County, VA
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose a Top Expert.
 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Blacksburg and Christiansburg real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. Please fill out the form below...
 

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Real Estate Tips
Disclosure Laws >What Sellers Might Disclose

Most states require a home seller to provide the buyer with some type of disclosure form. What might the seller have to disclose?

A Residential Property Disclosure Form requires the home seller to disclose facts about the home's heating, wiring or plumbing systems, including any defects that may exist, such as leaks in the roof or cracks in the foundation. If something in your home is not working properly or needs repair, you will need to either fix it or disclose the material defect to the prospective buyer. There are other disclosure forms, unique to each local area, that require sellers to disclose negative environmental factors or local building code issues. A lead-based paint disclosure form is required for homes built prior to 1978.

State legislatures and courts all over the country have passed laws regarding concealing defects from an agent or buyer. Ask your real estate agent about your obligations as a seller regarding disclosure.

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Real Estate Trivia
Q 
What home is the best example of colonial architecture in homes designed to "grow" as the family grew?

A 
The House of the Seven Gables in Salem, MA, that was the model for Nathaniel Hawthorne's novel of the same name.
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Judy Fithian, REALTORŪ, real estate agent and broker for Blacksburg and Christiansburg Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Judy Fithian, Associate Broker
RE/MAX 1st Realty

820 University City Blvd.
Blacksburg, VA. 24060
Phone: 540-818-5839
Office: 540-808-1004
Fax: 540-808-1002
Email: JudyFithian@NUMBER1EXPERT.com
Email: judyfithian@aol.com

I KNOW the New River Valley! As one of my clients, you will receive all the information you need.....when you need it! I understand your need for complete service, extensive knowledge of the area and PATIENCE, NOT PRESSURE! Whether buying or selling, you will appreciate my appraisal experience, my ability to listen to your needs and my 20+ years as a dedicated and successful real estate professional. Let me be your resource for all of your real estate needs!

CRS ABR Equal Housing REALTOR MLS


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