Buying a Home Requires Many Difficult Decisions. Make Sure Your Realtor is a Top Local Expert.
I KNOW the New River Valley! I WANT TO BE YOUR REPRESENTATIVE IN THE BUYING PROCESS! As one of my clients, you will receive all the information you need...when you need it...to locate, contract for and close on the property you want. From our first contact, you will be a priority and I will be available to e-mail or mail you listings, show you property and coordinate all the aspects of your purchase. I've been where you are now....my family and I moved many times while my husband was in the Marine Corps and then the U. S. Forest Service. I can identify with your need for complete service, extensive knowledge of the area and PATIENCE, NOT PRESSURE!
With the most up-to-date technology at our
disposal, we will achieve YOUR goal!
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First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
Where is the world's oldest castle located?
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| A |
The castle at Gomdan, Yemon, dating from before A.D. 100, is considered the oldest castle; it originally had 20 stories. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERT™ 
