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Judy Fithian, REALTORŪ, real estate agent and broker for Blacksburg and Christiansburg Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 540-818-5839 (Judy).
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Why Buyers Choose Me: Blacksburg and Christiansburg Virginia home buying, real estate listings, and homes for sale in Montgomery                     County, VA
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Buying a Home Requires Many Difficult Decisions. Make Sure Your Realtor is a Top Local Expert.
 

I KNOW the New River Valley! I WANT TO BE YOUR REPRESENTATIVE IN THE BUYING PROCESS! 

As one of my clients, you will receive all the information you need...when you need it...to locate, contract for and close on the property you want. From our first contact, you will be a priority and I will be available to e-mail or mail you listings, show you property and coordinate all the aspects of your purchase. 

I've been where you are now....my family and I moved many times while my husband was in the Marine Corps and then the U. S. Forest Service. I can identify with your need for complete service, extensive knowledge of the area and PATIENCE, NOT PRESSURE!
 

With the most up-to-date technology at our disposal, we will achieve YOUR goal!

Call or email me for help, or to have your questions answered. There are no dumb questions! Fill out this form and I'll get right back to you...

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Real Estate Tips
First Time Buyers >Good Faith Estimates

Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.

If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.

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Real Estate Trivia
Q 
Where is the world's oldest castle located?

A 
The castle at Gomdan, Yemon, dating from before A.D. 100, is considered the oldest castle; it originally had 20 stories.
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Judy Fithian, REALTORŪ, real estate agent and broker for Blacksburg and Christiansburg Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Judy Fithian, Associate Broker
RE/MAX Allegiance

820 University City Blvd.
Blacksburg, VA. 24060
Phone: 540-818-5839
Office: 540-808-1004
Fax: 540-808-1002
Email: JudyFithian@NUMBER1EXPERT.com
Email: judyfithian@aol.com

I KNOW the New River Valley! As one of my clients, you will receive all the information you need.....when you need it! I understand your need for complete service, extensive knowledge of the area and PATIENCE, NOT PRESSURE! Whether buying or selling, you will appreciate my appraisal experience, my ability to listen to your needs and my 20+ years as a dedicated and successful real estate professional. Let me be your resource for all of your real estate needs!

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