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WELCOME! I'm Judy Fithian of RE/MAX 1st Realty, America's NUMBER1EXPERT, serving Blacksburg, Christiansburg & the scenic New River Valley.
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I delight in telling people about the natural beauty, the small town atmosphere, big city amenities, and the excellent mixture of interesting and accomplished people who reside here from all over the world! Blacksburg, Christiansburg and the surrounding area has been my home and career location as a Realtor for over 20 years. Born and raised in the southern part of New Jersey, my husband, children and I have lived in North Carolina, Mississippi and Virginia. My husband, Roger, is a retired Forester and in 1980 we returned to this beautiful New River Valley and have made it our permanent home. We have 3 grown children and 6 grandchildren who also reside in the New River Valley. The data relating to real estate on this website comes in part from the Broker Reciprocity/IDX (Internet Data Exchange) Program of the New River Valley Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than RE/MAX 1st Realty are marked with the Broker Reciprocity logo (IDX) and detailed information about them includes the name of the listing broker. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.  ALL OF YOUR
REAL ESTATE QUESTIONS ANSWERED HERE!
I've prepared this website for
YOU! You'll find extensive resources and a wealth of information right here at
your fingertips! Enjoy your visit and please come back!
WHY SHOULD
JUDY FITHIAN BE YOUR REAL ESTATE ADVISOR?
- Licensed Realtor since 1978
- Associate Broker
- Certified Residential
Specialist
- Accredited Buyer
Representative
- Residential Marketing
Master
- Consistent Top Producer
since 1983
- Realtor of the Year
recipient
- Multi-million dollar
production every year
- Real Estate instructor
- Recipient of the first GMAC
President's Award in the New River Valley for excellence in customer service
and sales achievement
- Excellent LISTENER, expert
in calm, complete service
- Patient professional ready
to meet your real estate needs.
- Some of my best clients are
like family...(my children have all bought and sold property with me too!)
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Financing Your Home >Your Financial Cushion
When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.
First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.
A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.
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| Q |
What home is the best example of colonial architecture in homes designed to "grow" as the family grew?
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| A |
The House of the Seven Gables in Salem, MA, that was the model for Nathaniel Hawthorne's novel of the same name. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERT™ 
